Advice Only Financial Planning for Veterans
Welcome to Aceryx Financial, your trusted partner in financial planning, where personalized solutions chart the course to your financial success. With my advice-only flat fee guidance, navigating your financial future has never been easier!
Empower Your Financial Future
My mission is to help Veterans bring purpose, strategy, and structure to their finances beyond service.
Meet Lucas Karnes, Financial Planner
Welcome to our Aceryx Financial, where your goals become our goals! I’m an advice-only flat fee financial planner and Veteran dedicated to guiding and educating you every step of the way to achieve financial clarity and peace of mind.
The Aceryx Financial Difference
Core Values
Integrity
Fiduciary, advice-only financial guidance. No product sales, no commissions, ever. You get advice that’s honest, transparent, and always in your best interest.
Strategy
Financial success is the result of intentional planning. I turn complex goals into actionable steps with a strategy tailored to your career, benefits, and life after service. Every recommendation is grounded in purpose.
Accountability
A plan only works if you follow it. When needed, I provide ongoing check-ins, guidance, and adjustments to keep you on track. You’ll always know where you stand and what to do next, because real progress comes from consistent action.
Explore What We Offer
Comprehensive Financial Plan
$5000
($2500 to start, 5 payments of $500)
Develop a strategic plan over 6 months for your financial life including your military and VA benefits, investment strategy, tax planning, and insurance.
You’ll walk away with a clear, customized plan and the option to continue with ongoing accountability checks. Start building your long-term financial strategy.
Hourly Financial Advice
$275/Hour (One Hour Minimum)
Ask questions. Evaluate a single financial decision or opportunity. Investment review. Get straight answers from a fiduciary investment advisor.
No sales, no hidden fees.
Share your screen and ask about investments, benefits, retirement, or anything in between.
FAQs
Do you only work with Veterans and Military?
Veterans are where I started, and where I have the deepest expertise, lived experience, and planning insight. If the Aceryx Financial approach resonates with you, I’ll bring that same level of passion, focus, and care to your financial plan and advice.
Please feel free to schedule a complimentary introductory meeting to explore if we’re a good fit. I’m always happy to refer you to a trusted financial planner if it makes more sense, because finding the right fit matters.
What is advice-only?
Advice-only means I work for you and only you. I do not sell financial products, manage investments, or earn commissions. You pay a flat fee for financial planning and financial advice that fits your goals and values. It is objective, and built to help you make financial decisions without pressure or hidden incentives.
What is AdviceOnly?
AdviceOnly, PBC (AdviceOnly.com) is a Public Benefit Corporation and Investment Advisor. AdviceOnly supports financial planners like me who choose to operate under the advice-only model. It’s also a network of like-minded financial planners who believe in delivering honest, commission-free guidance.
I partner with AdviceOnly for registration, compliance, invoicing, and business continuity. They handle the behind-the-scenes operations so I can focus entirely on your financial planning and advice. It also means that if something were to happen to me, AdviceOnly is there to ensure your financial plan and services continue without interruption.
Copyright 2025
Investment advisory services are offered through Advice Only, Public Benefit Corporation, DBA Aceryx Financial, a Registered Investment Advisor in the State of CA and in other jurisdictions where registered or exempted (CRD# 334039). This communication is not intended as an offer or solicitation of any financial instrument or investment advisory services. Our current disclosure brochure, Form ADV Part 2, is available for your review upon request and at www.adviceonly.com.